Version: 2.0Effective Date: June 2023
1. PurposeThis Website Disclaimer ("Disclaimer") applies to the website operated by QOLD Business & People Development Inc., operating under CIQHR™, LHRC™, and related educational programs ("CIQHR," "we," "our," or "us").By accessing or using this Website, you acknowledge that you have read and understood this Disclaimer.This Disclaimer should be read together with our:• Website Terms of Use • Privacy Policy • Cookie Policy • Training Terms & Conditions • Refund & Cancellation Policy • Intellectual Property & Licensing Policy • Certificate & Credential Policy 
2. Educational Information OnlyAll information published on this Website is provided for general educational, informational, and professional development purposes.Unless expressly stated otherwise, Website content should not be interpreted as:• legal advice; • employment advice; • HR consulting advice for a specific organization; • tax advice; • accounting advice; • immigration advice; • financial advice; • regulatory advice; • professional certification advice; • government guidance. Users should seek appropriate professional advice before making decisions based on Website content.
3. No Professional RelationshipAccessing this Website, downloading materials, communicating with CIQHR, or participating in free educational content does not, by itself, create:• a consulting relationship; • a legal adviser-client relationship; • an employment relationship; • a partnership; • an agency relationship; • a fiduciary relationship. Any professional services require a separate written agreement where applicable.
4. No GuaranteesCIQHR makes reasonable efforts to provide accurate and up-to-date information.However, we do not guarantee that:• Website information is complete; • information is current; • information is error-free; • information is suitable for every jurisdiction; • educational materials will remain unchanged; • all external references remain available. Information may change without notice.
5. Individual ResultsEducational outcomes vary.Participation in any CIQHR program does not guarantee:• employment; • promotion; • salary increases; • consulting opportunities; • business growth; • client acquisition; • professional recognition; • examination success; • career advancement. Individual outcomes depend on many factors beyond CIQHR's control.
6. HR MaterialsSample forms, policies, templates, checklists, procedures, reports, assessments, SOPs, KPIs, and other educational resources are provided solely as learning examples.Participants and Website users remain responsible for:• adapting materials to their organizations; • reviewing legal compliance; • obtaining professional advice where appropriate; • verifying suitability before implementation. 
7. Laws and RegulationsHuman resources laws, employment standards, privacy requirements, workplace regulations, and professional practices differ between countries, provinces, states, and industries.CIQHR does not represent that Website content is appropriate for every jurisdiction.Users remain responsible for ensuring compliance with applicable laws.
8. External LinksOur Website may contain links to third-party websites.These links are provided for convenience only.CIQHR does not control third-party websites and does not endorse or guarantee:• their content; • accuracy; • services; • availability; • privacy practices; • security. Users access third-party websites at their own discretion.
9. Third-Party ServicesOur Website may reference or integrate third-party products or services, including payment providers, analytics providers, communication platforms, or software tools.CIQHR is not responsible for the performance, availability, security, or policies of third-party providers.
10. AI-Assisted ContentSome Website content, educational resources, communications, or support materials may be developed with the assistance of artificial intelligence or other technology tools and are reviewed before publication where appropriate.Despite reasonable review efforts, AI-assisted content may contain inaccuracies or become outdated.Users remain responsible for exercising independent professional judgment before relying on any information.
11. AvailabilityCIQHR does not guarantee uninterrupted access to:• the Website; • training platforms; • online resources; • downloadable materials; • member areas. Access may be suspended for maintenance, updates, security, or reasons beyond our reasonable control.
12. SecurityAlthough CIQHR takes reasonable measures to help protect its Website and systems, no website or electronic transmission can be guaranteed to be completely secure.Users access the Website at their own risk and are responsible for maintaining the security of their own devices, networks, and login credentials.
13. Limitation of LiabilityTo the fullest extent permitted by applicable law, CIQHR shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to the use of, or inability to use, the Website or its content.Nothing in this Disclaimer excludes liability that cannot lawfully be excluded or limited under applicable law.
14. No WaiverFailure by CIQHR to enforce any provision of this Disclaimer shall not constitute a waiver of any right or remedy.
15. ChangesCIQHR may update this Disclaimer from time to time.The latest version will be published on this Website together with its effective date.
16. ContactQuestions regarding this Disclaimer may be directed to:QOLD Business & People Development Inc.Operating under:• CIQHR™ • LHRC™ • Lead HR Consultancy™ • Lead HR Coaching™ Website: https://www.ciqhr.com www.ciqhr.caEmail: moc.rhqic%40ofni ac.rhqic%40ofni
17. AcknowledgementBy using this Website, you acknowledge that you have read, understood, and agree to this Disclaimer.